Loans for Students and Parents

Loans for Students and Parents

Loans help cover your cost to attend SMC.

Loans are borrowed funds which must be repaid, with interest. Most loans allow you to wait until after you graduate to begin making payments (deferment).


There are two types of loans available to students and parents:

  • Federal Student Loans, offered by the U. S. Department of Education
  • Alternative/Private Loans, made by banks or private lenders

Click below to learn:

  1. About each type of loan
  2. How to apply
  3. How to accept the loan to cover your SMC costs